What Is the Nationwide Mature Driver Discount?
The Nationwide Mature Driver Discount is a program offered by Nationwide Insurance Company to reward safe and experienced senior drivers with a reduction in their auto insurance premiums. The program aims to reward seniors for their safe driving and make auto insurance more affordable for this demographic.
If you’re a mature driver looking for some relief for your wallet, the Nationwide mature driver discount can help.
Ready to learn more? Let’s get started.
What Are the Requirements for the Nationwide Mature Driver Discount?
Generally, drivers must be at least 55 years of age and have a clean driving record to be eligible for the discount. Some states may have different age requirements, so you should consult with your Nationwide Insurance Company agent about the specific criteria in your location.
What Are the Requirements for the Nationwide Mature Driver Discount in California?
To qualify for the mature driver discount in California, you must:
- Be at least 55 years old.
- Have a valid California driver’s license.
- You have not had an at-fault accident in the past 3 years.
- You do not have a DUI on your driving record.
- Have a Nationwide insurance policy on at least one vehicle.
What Are the Requirements for the Nationwide Mature Driver Discount in Florida?
To qualify for the mature driver discount in Florida, you must:
- Be at least 55 years old.
- Have a valid Florida driver’s license.
- You have not been involved in a crash for which you have been cited.
- You have not pled guilty or been convicted of a moving violation.
- Have a Nationwide insurance policy on at least one vehicle.
Read: Safe Driving Classes for Seniors: Comparison + Details
How to Get the Nationwide Mature Driver Discount
Here’s how to qualify for and obtain the Nationwide mature driver discount, step-by-step.
1. Make sure you are eligible for the program. In most states, that means you need to be at least 55 years old, have a valid driver’s license, maintain a clean driving record, and have a Nationwide auto insurance policy on at least one vehicle.
2. Sign up for a DMV-approved mature driver course. At Traffic Safety Institute, we offer both a California Mature Driver Course and a Florida Mature Driver Course. Both are approved and licensed by the DMV and accepted by all insurance carriers. And, if you don’t get at least $100 back over three years, we’ll give you your money back.
3. Complete the course and receive your auto insurance discount certificate. You’ll need to present the certificate to Nationwide Insurance Company to obtain your discount. At Traffic Safety Institute, you can complete the mature driver course at your own pace and receive your insurance discount certificate as soon as you complete the course and pass the final exam.
4. Submit your insurance discount certificate to your Nationwide Insurance office or broker. They’ll then apply the mature driver discount to your auto insurance premiums so you can start saving money.
FAQ About the Nationwide Mature Driver Discount
Below are some of the most frequently asked questions about the Nationwide mature driver discount program and how you can use it to save money on your insurance coverage.
1. What’s the Nationwide Mature Driver Discount Age?
The age to qualify for the mature driver discount can vary by state. In California, you must be at least 55 years old. The good news is that 99% of California and Florida drivers ages 55 and older are eligible for the program.
2. How Long Is the Nationwide Mature Driver Discount Valid?
Your first insurance discount certificate is valid for three years of discounts. Every three years, you’ll need to take a renewal course, which is similar to the mature driver course but shorter, to obtain a new discount certificate, which you can send to your Nationwide Insurance agent or broker to continue receiving your discount.
3. How Much Can You Save With the Nationwide Mature Driver Discount?
Discounts for mature drivers can vary by state and are often at the discretion of individual auto insurance providers, so check with your Nationwide Insurance agent or broker for exact savings details.
However, the typical savings for drivers who qualify for the mature driver discount and submit an insurance discount certificate to Nationwide Insurance Company is 5%.
Consider this: The average cost of auto insurance premiums in California is $2,291 per year. At that rate, a 5% savings over three years of mature driver discounts would amount to $343.65 in total savings. That’s for taking the mature driver course just one time, before you ever have to renew.
When you take your mature driver course through Traffic Safety Institute, we guarantee a savings of at least $100 — but you can see how easy it is to save much more than that.
4. How Long Is the Mature Driver Course?
The California Mature Driver Course consists of 13 modules with easy-to-follow material. California requires a minimum of 400 minutes of in-class instruction for the initial course, and 240 minutes for the refresher course. Our Florida Mature Driver Course includes 7 modules and a 40-question final exam.
When you choose to take the mature driver course online, you can complete it at your own pace, from home or anywhere you have access to an internet-connected device. You can take your time if you’d like — though many people finish the course in a single sitting.
5. How Do You Get the Nationwide Mature Driver Discount?
If you meet the eligibility criteria for Nationwide’s mature driver discount, you just need to take and pass a DMV-approved mature driver course, obtain your insurance discount certificate, and present the certificate to your Nationwide Insurance agent or broker. They’ll then apply the discount to your premiums for the next three years.
Sign Up for Your Mature Driver Course for Free with Traffic Safety Institute
At Traffic Safety Institute, the full, DMV-approved Mature Driver Course costs just $28.89 for Californians and $19.99 for Floridians , with no hidden fees whatsoever.
Here’s everything you get for $28.89:
✅DMV-approved course
✅ Guaranteed to pass
✅ Electronic certificate copy
✅ Free and fast shipping for your physical certificate copy
✅ 24/7 live chat support
✅ Audio read-along
✅ $100 insurance savings guarantee
Our mature driver course is accepted by all auto insurance providers — like AAA and State Farm — so if you switch insurance providers, you can still get a discount on your premiums.
Ready to save money on your AAA insurance?
Sign up for a California Mature Driver Course or a Florida Mature Driver Course today and get started for free.
